DMI Finance (DMI) was formed and registered as a non-banking financial company in 2008. The enterprise utilized a technology-driven process comprising application programming interface (API); algorithms; and data points captured using Aadhaar, a unique identification assigned to Indian residents, to disburse loans to individuals and firms. As a digital lender, DMI initially operated in personal loans, SME loans, and housing finance. After 2018, it .....more

India is one of the world’s fastest-growing major economies, making a close examination of its financial system important. The Indian financial system is multifaceted, having evolved through numerous milestones. The functional and hierarchical structure, regulatory classifications, diverse participants, varied markets, and other unique features contribute to the distinctiveness of the Indian financial system. It is essential for foreign investors .....more

Automated market makers (AMMs) are a new way of trading in cryptocurrency markets as opposed to trading through an order book as is used in traditional financial markets. AMMs address the limitation of using an order book in cryptocurrency markets by using liquidity pools to avoid high price volatility and wide bid–ask spreads. In a liquidity pool, people add their assets to be used for trading, ensuring that there are always enough funds available .....more

In December 2023, Minsheng Royal Fund Management Co. Ltd. (Minsheng Fund), a Beijing-based investment management firm, faced mounting challenges in its mission to safeguard investor assets. Specializing in equity investments, fixed-income securities, and alternative assets, Minsheng Fund prided itself on a robust risk management system supported by advanced technology and a team of experts. Yet, as global financial markets grew increasingly complex, .....more

The Hatter Angel Network (HAN) had to decide whether to rescind an agreement to invest in Spectrex, an immensely promising early-stage technology start-up. After performing two months of due diligence and deciding to invest about US$200,000, an $800,000 IRS liability not previously noticed by investors was discovered in the text of the subscription agreement. Some of the angel investors believed Spectrex should have been more forthcoming about this .....more

In the summer of 2023, an analyst was considering the valuation of Mahindra and Mahindra Financial Services Ltd. (Mahindra Finance) and tracking the performance of the non-banking financial company (NBFC) industry in India. Mahindra Finance’s stock had been volatile over the past five years, reaching a low share price of ?76.46 in May 2020 and a high of ?373.80 in February 2020. This share price volatility could be attributed to the average asset .....more

With the issuance of Muddy Waters’ short report on Fairfax Financial Holdings Ltd. (Fairfax), Fairfax faced intensive scrutiny but continued to support its financial reporting decisions. The case investigates three accusations by Muddy Waters against Fairfax. The goal is to assess the merit of these claims against generally accepted accounting principles (GAAP). Along with the analysis surrounding the basis of accounting, this case gives students .....more

<p style = "color:rgb(197,183,131);"> <strong> AWARD WINNER - The Case Hub Case Writing Competition 2024 </strong></p><br> Zywa was a UAE-based fintech start-up focused on providing financial services tailored to Gen Z customers in the Middle East and North Africa (MENA) region. Founded in 2021, Zywa had gained significant traction in MENA’s neobanking space by offering financial services through a gamified .....more

The major challenge of the 21st century was climate change. The goals of the 2015 Paris Agreement (PA) were to curtail global temperature increases this century to below two degrees Celsius above pre-industrial levels and to pursue efforts to limit the increase to 1.5 degrees Celsius. The PA included the 20/20/20 targets: to reduce carbon dioxide emissions by 20 per cent, increase the renewable energy market share by 20 per cent, and improve energy .....more

Rhonda Klosler, chief operating officer at RSM Canada (RSM) is chairing a meeting to discuss post-COVID-19 pandemic work design. RSM has recognized that remote work offers employees greater flexibility and work satisfaction, while giving RSM the opportunity to recruit from remote locations. RSM would like to continue remote work. Focusing specifically on Generation Z, Klosler is seeking recommendations on the ideal work design. Specifically, how should .....more