JPMorgan Chase & Co.: Open Banking
商品編號：9B21M060
出版日期：2021/05/25
再版日期：
商品來源：
商品主題：General Management/Strategy; Information Systems
商品類型：Case (Pub Mat)
涵蓋議題：Financial Services;Digital Transformation;Digitalization;Platforms;Fintech
難易度：4 - Undergraduate/MBA
內容長度：14 頁
地域：United States
產業：Finance and Insurance
事件年度：2021
JPMorgan Chase & Co. (JPMC), one of the world’s largest banks, was confronting the advent of open banking in its retail banking business. In late 2020, policy makers and regulators were advocating movement toward open banking with growing enthusiasm as a way to stimulate competition in the financial services sector and thus, encourage greater value creation for consumers. JPMC, however, seemed to embrace open banking while also resisting it, aggressively building out the technical infrastructure required for open banking while also blocking some third-party financial services companies from accessing customers’ Chase bank accounts, citing data security and privacy concerns. Open banking seemed fraught with risk, but might it represent new and significant opportunities for banks? In either case, what should the approach to open banking be for an established bank like JPMC?
教學手冊：JPMorgan Chase & Co.: Open Banking - Teaching Note
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