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Nielsonlar Insurance: Replacing a Life Insurance Plan

Norma Nielson; Larry Wood;

商品編號:9B16N057
出版日期:2016/09/29
再版日期:2016/09/29
商品來源:Ivey
商品主題:Entrepreneurship; Finance
商品類型:Case (Field)
涵蓋議題:personal finance;financial advisor;financial planning;life insurance;policy;employee benefits;ethics;registered retirement savings plan;RRSP;registered retirement income fund;RRIF;Alberta;term life insurance
難易度:4 - Undergraduate/MBA
內容長度:17 頁
地域:Canada
產業:Finance and Insurance;
事件年度:2015

In 2003, a financial planner in Calgary started working with the owner of Oilfield Welding Limited to provide employee benefits to the owner and his staff. Initially, the owner wanted to save for retirement by reinvesting all of his surplus earnings back into the business. However, he appreciated the potential creditor-proofing of life insurance and established a small retirement savings opportunity using life insurance. When Oilfield Welding Limited hired a new group administrator, the employee benefits program was put out to bid and the business was moved. Shortly thereafter, the financial planner was notified that the life insurance he had placed on the owner of Oilfield Welding Limited and his wife would be replaced by two new policies as recommended by another advisor. Would it be beneficial for the clients to replace their existing insurance? How should the financial planner proceed?

教學手冊:8B16N057;
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